How much I spent backpacking Europe solo for one month

I tracked my spending for the entire 35 days I spent backpacking in Europe from December 6, 2024 to January 9, 2025. I categorized (almost) every transaction, allowing me to make a nice visualization of how much I spent across categories for the entire trip and the average per day. Overview Total spending: $3,888 | … Read more

The 3 Levels of Financial security (aka F-you money)

How much money do you need to say “F*** this, I’m out”? If you grew up in an Asian immigrant household like myself, you probably grew up with a strong scarcity mindset. In other words, you never felt like you have “enough” or you’re doing “enough”. You’re constantly worried that you’re falling behind relative to … Read more

5 things I love to spend money on

One of the most popular posts of all time on r/financialindependence is to Build the life you want, then save for it. The general message is that instead of cutting back on everything (lattes, trips, etc.) to save for an ambiguous idea of what your life might look like in 20 years, you should invest … Read more

Why Coast FIRE is my favorite financial milestone

Why Coast FIRE is my favorite financial milestone

Coast FIRE is one of my favorite ideas in personal finance, and it’s a milestone that I think will resonate with my fellow Gen Z. For those not familiar with the term, FIRE = Financial Independence, Retire Early. The FIRE movement initially gained traction in the early 2010s, particularly among people working high income jobs … Read more